4453 N MULFORD RD, LOVES PARK, IL 61111
815.282.6500

Individual Benefits

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Individual InsuranceBenjamin Franklin once said, “By failing to prepare, you are preparing to fail.”

Individual insurance products offer valuable financial tools that can be financially vital to you, your family, or your business.

Services Offered

Life Insurance

Medical Insurance

Individual Dental and Vision

Long Term Care Insurance

Short Term Medical

Medicare Supplement

Life Insurance

Life Insurance provides security for your spouse and children from potential financial losses in the event of your death. In addition to providing a source of income to beneficiaries to help pay off debts, life insurance can also be used to help pay living expenses, address estate tax issues, and help cover final expenses. Life Insurance can give you the peace of mind that your loved ones will have financial stability in the event of your death.

MFG’s Brokers will work with individuals, families, and businesses on all aspects of life insurance. We understand that everyone’s needs, and long-term goals are unique. That’s why we offer a complimentary review of your in-force policies. With MFG, LLC will complete a thorough analysis of current coverage in force. Then when appropriate, MFG Brokers will recommend alternative solutions to make sure all those who depend on the financial security of life insurance coverage are taken care of.

The data doesn't lie
The data doesn't lie

Medical Insurance

We understand that not everyone has access to Health Insurance through an Employer. We also understand that trying to navigate the individual health insurance market can be overwhelming.  We’re here to help. Having a comprehensive health plan not only helps protect you from financial burdens in the event of accumulated medical expenses, they also help promote preventative care to better manage your overall health.

Individual Dental and Vision

It is well known; oral and eye health are essential to our overall wellbeing. Many serious conditions can be detected in their early stages by an eye exam, including diabetes, high cholesterol, and hypertension. Oral exams can be just as revealing with more than 120 diseases that can be detected in and around the mouth and jaw; Oral Cancer, Diabetes, Heart Disease, and Dementia/Alzheimer’s just to name a few. Dental and Vision Insurance plans help support optimal health and provide a peace of mind that out of pocket expenses will be reduced. There are a variety of benefit levels available to fit all budgets and needs. Contact us today to learn more about Individual Dental and Vision options for you and your family.

The data doesn't lie
The data doesn't lie

Long Term Care Insurance

There’s a good chance you won’t be able to live fully independently forever. At a certain point, you’ll need help taking care of yourself, managing an illness, or recovering after surgery. That’s where long-term care services can come into play.

Long-term care services help seniors age safely, whether at home or a residential facility. Long term care coverage helps provide seniors with personal and skilled care when it’s needed most. Since everyone’s needs, budgets, and lifestyles vary, there are a variety of long-term care services to choose from.

Like most things Insurance related, it can feel overwhelming trying to navigate it all. We’re here to help. Contact our team today for more information.

Short Term Medical

Short-term Medical plans can be an affordable alternative for individuals needing to bridge the “gap” between health plans. Short term plans are a good option for generally healthy individuals looking for “in case of an emergency” coverage. Contact us today for all your Short-term Medical needs!

The data doesn't lie
The data doesn't lie

Medicare Supplement

A Medicare Supplement policy will help “fill the gaps” where Medicare may fall short. When eligible, your original Medicare Part A & B will pay for a good portion of your healthcare needs and services, but not all. This is where a Medicare Supplement (Medigap) plan can help offset those remaining costs. Some Supplemental plans also cover services that Original Medicare does not, like traveling outside the U.S. Contact us today for your Medicare Supplemental Insurance needs.